Business loans provide businesses with quick access to funds without the need to provide collateral from $10,000 to $350,000. Ideal for short-term needs such as purchasing inventory or covering operational costs, these loans are perfect for those who may not have assets to secure against the loan. With flexible repayment options, they can be a great solution for businesses seeking immediate cash flow support. You will be able to access funds as quickly as 24 hours.

For businesses that experience occasional cash flow gaps, a business overdraft can provide the necessary buffer to keep operations running smoothly. This facility allows you to withdraw funds beyond your account balance, ensuring you can cover short-term expenses without delay. We specialize in setting up flexible overdraft limits that match your business's financial activity, helping you manage unexpected financial dips efficiently.

For businesses facing challenges securing traditional financing whether due to a poor credit history or other complexities Kinetic Capital Finance specialises in difficult finance solutions. We work with you to assess your unique situation and identify options that can help you overcome financial hurdles.

For individuals who need funding beyond what traditional banks offer, private loans can be a viable solution. Whether you're looking to finance education, undertake home renovations, or consolidate debt, we work with a variety of private lenders to find the right loan for your situation. Our goal is to secure favorable terms and rates that reflect your financial needs and credit profile.

Equipment Finance is a type of loan or lease designed to help businesses acquire equipment, machinery, or tools necessary for their operations. It enables companies to purchase or lease essential assets without making large upfront payments, preserving cash flow and operational flexibility.

Debtor finance or invoice finance is a financial solution that allows businesses to access funds based on their outstanding invoices. This arrangement helps companies improve cash flow by converting unpaid invoices into immediate working capital.

Trade finance is a form of finance businesses use to facilitate international and domestic trade transactions. It helps companies manage the risks and cash flow associated with buying and selling goods across borders.

Car Finance is a loan or lease used to purchase new or used vehicles for personal or business use. It enables buyers to spread costs over time, dealer or private sale, reducing upfront payments and providing predictable repayments, with options such as lease, hire purchase, or balloon/residual structures.